How You Can Use Your HSA/FSA Funds for Beauty Products at Dermstore

Y’all, this is a gamechanger. Thanks to Dermstore’s new integration with Flex, you can now pay with your HSA or FSA card directly at checkout—no more holding onto receipts or submitting manual reimbursements. Simply choose items marked “HSA | FSA Eligible” in your cart, then select your HSA/FSA card at payment. Flex verifies eligibility in real time, and if needed, you’ll have the option to upload a Letter of Medical Necessity. You’ll also receive an itemized receipt by email.

Dermstore flags qualifying products with the “HSA | FSA Eligible” badge on their website. (They have a separate section on the website too). Eligible brands include those that offer dermatologist‑recommended or medically necessary skincare, devices, and sunscreens. Some of the key brands currently offering eligible items at Dermstore:

EltaMD (UV Clear sunscreens and tinted SPFs)
SkinCeuticals (vitamin C serums, antioxidants)
PCA Skin (cleansers, exfoliants, facial washes)
SkinMedica
Obagi Medical – certain serums and moisturizers may qualify
Medik8
Paula’s Choice
Neocutis (other brands appearing with eligible tags)

For medical‑necessity cosmetics like concealers used for scars or skin conditions, Dermstore may allow purchase with documentation of necessity.

Beauty Tools & Devices You Can Buy

Dermstore also marks certain beauty tools and devices as eligible. These include home use devices that help treat or manage skin conditions:

LED therapy devices (e.g. Dr. Dennis Gross SpectraLite™ FaceWare Pro, Skin Gym LitLift Facial LED Tool, Wrinklit Heart LED Mask)
Microcurrent / contouring tools like NuFACE Trinity+ or NuFACE Mini+ starter kits
Microneedling systems (e.g. Beauty ORA Derma Pen system, roller system)
Dermaplaning tools (e.g. DERMAFLASH Luxe+ Sonic Dermaplaning + Peach Fuzz Removal)
Gua sha facial sculpting tools (e.g. Skin Gym Sculpty Hearts)
These devices qualify because they’re classified as medical or therapeutic skin health devices—not just cosmetic gadgets.

Step-by-Step Checkout Process

Browse Dermstore’s HSA/FSA landing page or shop sections where the “HSA | FSA Eligible” badge is visible.
Add eligible skincare or device items to your cart.
View your cart to verify each item shows the badge.
Proceed to checkout and choose your HSA or FSA card as the payment method. Flex validates eligibility instantly.
If required, upload a Letter of Medical Necessity—typically for cosmetic items with therapeutic intent.
After purchase, you’ll receive an itemized receipt by email. Keep it for your records, in case your plan asks for proof.